If you are a borrower with a previously poor credit history it can sometimes be hard to get a cash loan. Here at Cash Converters we look at your application on its merits, beyond your credit history to try and find a suitable credit solution for your needs.
A cash loan is a short-term loan product that is also commonly referred to as a cash advance loan or a personal loan.
Because cash loans are generally of lower amounts of money, the borrower will have a shorter time to repay the loan.
Not all lenders perform checks to ensure your loan will be comfortable for you. Here at Cash Converters, we practice responsible lending, and people assess your loan not a computer. This means we can ensure each loan will work for our customers and their finances
Getting a cash loan from Cash Converters is a simple process. The customer specifies the amount they would like to borrow, Cash Converters determines if that cash loan amount suits the customer based on their requirements, income and expenses. If approved, the customer receives the cash loan immediately and it is typically paid back over six to eight weeks. All customers are required to provide valid ID and three months recent bank statements.
Whether it’s $100 or up to $2,000, this is the ideal short-term solution you pay back within six weeks. You can apply for this loan in any of our Cash Converters stores. All you need to apply is some suitable ID and a bank statement showing proof of income. Approval can happen on the spot, and you’ll walk out of the store with cash-in-your-hand.
These loans let you borrow a bit more with smaller repayments and more time to pay it off. Personal Loans are available in variable amounts from $600 - $2000 paid off over 4 - 9 months. With the right ID and documents we can usually get approval same day, and the money is deposited into your bank account within 24hrs on business days.
Need a loan but can’t get to a store? Our Cash Advance and Personal Loan products can be applied for online from your computer or mobile device. Available in variable amounts from $100 - $500 for Cash Advance and $600 - $2000 for Personal Loan, just have your personal and banking details ready, and follow the simple application process online.
We will consider your loan application on its merits so as long as you are able to afford to repay a loan responsibly and can show us that you are willing to pay it back, we can provide you with one.
The amount you can borrow is based on what we consider an affordable amount for you to repay.
Typically the amount we will lend starts from $100 and goes up to $2000.